Build a gilt ladder

A set of gilts whose redemptions land one per year, sized to your target

Lump sum required

£48,399

Invest this today to draw £10,000 of inflation-adjusted income a year for 5 years.

Gilts in the ladder

Ladder length

5 years

Inflation assumed

3.0%

Tax rate

Allocation

Gilt	Dirty price	Allocation	Amount	Quantity
T30K	£99.468	22.34%	£10,810.10	10,867.97
T29K	£99.530	20.76%	£10,047.42	10,094.82
TS28	£101.238	19.63%	£9,499.10	9,382.98
TR27	£101.216	18.05%	£8,736.45	8,631.49
T26A	£99.957	19.23%	£9,305.88	9,309.89
Total	–	100.00%	£48,398.95	–

Deflated at the 3.0% inflation assumption, so every bar is what that year's payment is worth today.