Build a gilt ladder

A set of gilts whose redemptions land one per year, sized to your target

Income per year

£2,056

£10,000 invested pays this much inflation-adjusted income a year for 5 years.

Gilts in the ladder

Ladder length

5 years

Inflation assumed

3.0%

Tax rate

Allocation

Gilt	Dirty price	Allocation	Amount	Quantity
T30	£99.349	22.17%	£2,217.25	2,231.79
T29K	£99.799	20.84%	£2,084.40	2,088.60
TS28	£101.177	19.64%	£1,964.34	1,941.49
TR27	£100.929	18.03%	£1,802.74	1,786.15
T26A	£99.675	19.31%	£1,931.27	1,937.56
Total	–	100.00%	£10,000.00	–

Deflated at the 3.0% inflation assumption, so every bar is what that year's payment is worth today.