Build a gilt ladder

A set of gilts whose redemptions land one per year, sized to your target
Length yrs Lump sum £ Inflation % Tax %
Income per year
£2,066

£10,000 invested pays this much inflation-adjusted income a year for 5 years.

Gilts in the ladder
5
Ladder length
5 years
Inflation assumed
3.0%
Tax rate
0%

Allocation

Gilt Dirty price Allocation Amount Quantity
T30K £99.520 22.35% £2,234.55 2,245.33
T29K £99.558 20.76% £2,076.38 2,085.60
TS28 £101.211 19.62% £1,962.00 1,938.53
TR27 £101.181 18.04% £1,804.34 1,783.27
T26A £99.964 19.23% £1,922.74 1,923.43
Total – 100.00% £10,000.00 –

Cash flows, as paid

Cash flows, in today's money

Deflated at the 3.0% inflation assumption, so every bar is what that year's payment is worth today.
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